US Bank Checking: Free $500 Bonus

U.S. Bank Smartly® Checking account is offering a total of $500 in Bonuses for new members—$100 through Swagbucks Redeemable for Amazon or PayPal Gift Cards + up to $400 directly from U.S. Bank when you open an account and complete qualifying activities (see below).

How to Earn the $100 Bonus (via Swagbucks):

1. Click here and claim the offer at Swagbucks
2. Open a new U.S. Bank Smartly® Checking account with a minimum deposit of $25 through the link provided.
3. Enroll in the U.S. Bank Mobile App or online banking.
4. Make two direct deposits into your new account.
5. Complete these activities, and you will earn 10,000 Swagbucks points, which can be redeemed for $100 cash back via Amazon or PayPal gift cards.

How to Earn the $400 Bonus (from U.S. Bank):

1. Open your U.S. Bank Smartly® Checking account by October 31, 2024, with a $25 minimum deposit.
2. Within 90 days of account opening, enroll in the U.S. Bank Mobile App or online banking.
3. Make two direct deposits that meet the following criteria:
4. Earn $200 when the total of your direct deposits is between $3,000 and $4,999.99.
5. Earn $400 when the total of your direct deposits is $5,000 or more.
6. Use promo code 24WEB09 when opening your account (applied automatically if using the link above).

ChatGPT Deal Analysis

• This U.S. Bank Smartly® Checking account offer provides an excellent opportunity to earn up to **$500 in bonuses**, combining a $100 reward through Swagbucks with up to $400 directly from U.S. Bank. The Swagbucks bonus is easy to earn by opening the account, enrolling in online banking, and making two direct deposits, making it accessible for most users. The U.S. Bank bonus is tiered based on direct deposit totals: $200 for deposits between $3,000 and $4,999.99, and $400 for deposits of $5,000 or more within 90 days. The low $25 opening deposit adds to the deal’s appeal, making it relatively easy to start.
• However, to earn the full $400 bonus from U.S. Bank, users need to meet the $5,000 direct deposit requirement, which may be challenging for some. Despite this, the overall value is strong for those who can hit the deposit targets. Additionally, there are multiple ways to waive monthly fees, such as maintaining a $1,500 average balance or making $1,000 in direct deposits. Overall, this deal is ideal for those who can meet the deposit requirements and are looking for a high cash bonus with simple steps to qualify.

Note:

• This offer is available to those in the following states: AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY.
• This offer is valid through October 31, 2024.
• Member FDIC.
• Offer only available to new U.S. Bank customers in eligible states.
• You must meet the deposit requirements to receive the bonuses.

How to Waive Monthly Fees:

• You can avoid monthly maintenance fees by meeting one or more of the following:
• Keep an average account balance of $1,500 or greater.
• Make monthly direct deposits totaling $1,000 or more.
• Have an open, qualifying U.S. Bank consumer credit card.

Enjoy the Benefits:

• No fees for overdrafts of $50 or less.
• Manage your money anywhere with the U.S. Bank Mobile App.
• Bank smart with perks like Greenlight accounts for your kids, complimentary with your Smartly® Checking account.